Behind on the Mortgage in Connecticut? Start Here
The options, in order, for Connecticut homeowners who have missed payments, and where selling fits if keeping the house is not realistic.
See Your MAX Offer
Start with the address. A CT MAX buyer calls you back, and your written number follows the walk-through.
In order of what to try
- Call the servicer about forbearance or a repayment plan.
- Talk to a HUD-approved housing counselor, for free.
- Apply for a loan modification.
- If you are sued, file your appearance and ask for mediation.
- If the numbers do not work, sell while you still have equity.
Where CT MAX fits
We are the last step on that list, not the first. When it is the right step, a written MAX Offer lets you compare a sale against the other options with real numbers.
Common questions
How many missed payments before foreclosure?
Servicers generally cannot start until you are more than 120 days behind, with some exceptions.
Will a sale stop the calls?
Once the loan is paid at closing, yes.
Can I sell if I am not behind yet?
Of course.
General information only, not legal advice. Deadlines in your case come from the court. Talk with a Connecticut attorney.
From first call to cash in hand
- Day 1
Share the address
Call, text or use the form. We ask a few questions about the house and your deadline.
- Day 2–3
One walk-through
A CT MAX buyer sees the house once. No cleaning, no repairs, no open houses.
- Within 24 hrs of the visit
Your MAX Offer in writing
A firm cash number with no commission taken out. Take it, counter it or walk away.
- The date you pick
Attorney closing
A Connecticut closing attorney pays off the liens and hands you the balance.
Deadline coming up?
Get a written MAX Offer before the law day. Saying no costs nothing.