Offer Math: Cash Sale vs. Listing in Connecticut

The line items that decide what you actually keep.

See Your MAX Offer

Start with the address. A CT MAX buyer calls you back, and your written number follows the walk-through.

Where is the house?*
Street Address City State ZIP Code
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Where the money goes when a Connecticut house sells
Line item	CT MAX cash purchase	Listed on the MLS
Brokerage commission	$0	Commonly 5–6% of the price
Fix-ups before or after inspection	$0 to you	Buyer’s inspector writes the list
Standard closing costs	Covered by CT MAX	Seller’s attorney plus state and town conveyance tax
Emptying the house	Optional	Expected by the buyer
Months of taxes, insurance, heat	Stop at your closing	Continue until a buyer closes
Risk the buyer’s loan fails	None, it’s cash	Real, especially on houses needing work

Illustration only. Your figures depend on the house and the town.

If you list it	Approximate cost
Commission at 5–6%	$15,000–$18,000
CT state conveyance tax (0.75% of the first $800,000)	$2,250
Town conveyance tax (0.25% in most towns)	$750
Your attorney	Varies
Inspection credits or repairs	Often several thousand
Taxes, insurance, utilities while it’s listed	Every month until closing

A house in move-in shape, in a town where buyers are lined up, may well net more on the open market. When that’s true, CT MAX will say so.

Find out in writing. Saying no costs nothing.