How Connecticut’s Foreclosure Mediation Program Works
Owner-occupants of one- to four-family homes can ask the court for mediation. Here is what happens, and how selling fits alongside it.
See Your MAX Offer
Start with the address. A CT MAX buyer calls you back, and your written number follows the walk-through.
Who qualifies and how to ask
The program is for owner-occupied one- to four-family homes. You ask for mediation when you file your appearance after being served. A court mediator then meets with you and the lender’s representative.
What mediation can produce
- A loan modification or repayment plan
- More time to sell
- A short sale or deed in lieu agreement
Selling during mediation
If a sale is the best result, mediation can give you the time to do it. A written MAX Offer is concrete evidence the mediator and lender can work with.
Common questions
Does mediation stop the foreclosure?
While mediation is active, the case generally cannot go to judgment.
Do I need a lawyer?
Not required, but helpful. Free help is available through housing counselors.
Can I sell while in mediation?
Yes. Tell the mediator.
General information only, not legal advice. Deadlines in your case come from the court. Talk with a Connecticut attorney.
From first call to cash in hand
- Day 1
Share the address
Call, text or use the form. We ask a few questions about the house and your deadline.
- Day 2–3
One walk-through
A CT MAX buyer sees the house once. No cleaning, no repairs, no open houses.
- Within 24 hrs of the visit
Your MAX Offer in writing
A firm cash number with no commission taken out. Take it, counter it or walk away.
- The date you pick
Attorney closing
A Connecticut closing attorney pays off the liens and hands you the balance.
Deadline coming up?
Get a written MAX Offer before the law day. Saying no costs nothing.