Lost Your Job and Worried About the House?
Options Connecticut homeowners have after a job loss, from forbearance to selling, and how to protect your equity if the payments are not sustainable.
See Your MAX Offer
Start with the address. A CT MAX buyer calls you back, and your written number follows the walk-through.
First, call your servicer
Ask about forbearance or a repayment plan before you fall far behind. Connecticut also offers foreclosure mediation once a case is filed, and HUD-approved housing counselors can help for free.
When selling makes sense
- The payment will not be affordable even with a new job
- You have equity that a foreclosure would wipe out
- You need to move for work
Comparing the numbers
Listing vs. a MAX Offer, side by side
| Listing with an agent | CT MAX cash sale | |
|---|---|---|
| Commission | Typically 5–6% of the price | None |
| Repairs and cleanout | Usually on you, plus whatever the buyer’s inspector finds | None, the house is bought as it stands |
| Showings | Open houses and private showings | One walk-through |
| Financing risk | Buyer’s mortgage and appraisal can fall through | Cash, no lender |
| Closing date | Set by the buyer’s lender | The date you pick |
| Price | Often higher for a house in good shape | Reflects the condition, in writing, and does not drop after you sign |
Common questions
Will selling hurt my credit?
A sale that pays off the loan does not create a foreclosure record.
How fast can I get my equity?
At closing, through the attorney.
Can I rent back for a while?
Sometimes. Ask us.
General information only. Rules and costs vary by house and town. Talk with a licensed Connecticut professional about your specific situation.
From first call to cash in hand
- Day 1
Share the address
Call, text or use the form. We ask a few questions about the house and your deadline.
- Day 2–3
One walk-through
A CT MAX buyer sees the house once. No cleaning, no repairs, no open houses.
- Within 24 hrs of the visit
Your MAX Offer in writing
A firm cash number with no commission taken out. Take it, counter it or walk away.
- The date you pick
Attorney closing
A Connecticut closing attorney pays off the liens and hands you the balance.
Want the number in writing?
Get a written MAX Offer for the house as it stands. Saying no costs nothing.