Strict Foreclosure in Connecticut: What It Is and Whether You Can Still Sell
Most Connecticut foreclosures end in strict foreclosure, where title passes to the lender on a law day. Here is how it works and what an owner can still do.
See Your MAX Offer
Start with the address. A CT MAX buyer calls you back, and your written number follows the walk-through.
How it works
In a strict foreclosure, the court enters a judgment and sets law days. If the owner does not pay what the court says is owed by the owner’s law day, title passes to the lender (or to the next party in line) without an auction. Courts often choose strict foreclosure when there is little equity.
Can you still sell?
Usually yes, until your law day. A sale that pays the lender in full ends the case. An appeal or bankruptcy can also change the dates, which is why an attorney should watch them.
Where CT MAX fits
We can move quickly enough to close before a law day in many cases, as long as title can be cleared. Tell us the date on the first call.
Common questions
What is a law day?
The date by which the owner must pay to keep title.
Can the law day be moved?
Sometimes, by agreement or court order. Ask your attorney.
What if I have equity?
The court may order a foreclosure by sale instead, and selling yourself still usually nets more.
General information only, not legal advice. Deadlines in your case come from the court. Talk with a Connecticut attorney.
From first call to cash in hand
- Day 1
Share the address
Call, text or use the form. We ask a few questions about the house and your deadline.
- Day 2–3
One walk-through
A CT MAX buyer sees the house once. No cleaning, no repairs, no open houses.
- Within 24 hrs of the visit
Your MAX Offer in writing
A firm cash number with no commission taken out. Take it, counter it or walk away.
- The date you pick
Attorney closing
A Connecticut closing attorney pays off the liens and hands you the balance.
Deadline coming up?
Get a written MAX Offer before the law day. Saying no costs nothing.